KEVIN STOUT, on behalf of himself and all others similarly situated, Plaintiff-Appellant,
FREESCORE, LLC, DBA FreeScore.com, Defendant-Appellee
Argued and Submitted: August 26, 2013, Pasadena, California
Appeal from the United States District Court for the Central District of California. D.C. No. 2:10-cv-04395-R-OP. Manuel L. Real, District Judge, Presiding.
REVERSED AND REMANDED.
Aaron D. Radbil (argued), Weisberg & Meyers LLC, Cooper City, Florida; Todd M. Friedman, Law Offices of Todd M. Friedman, P.C., Beverly Hills, California, for Plaintiff-Appellant.
Darrel J. Hieber (argued), Jason D. Russell, and Jennifer E. LaGrange, Skadden, Arps, Slate, Meagher & Flom LLP, Los Angeles, California, for Defendant-Appellee.
Before: Diarmuid F. O'Scannlain and Morgan Christen, Circuit Judges, and Brian M. Cogan, District Judge.[*] Opinion by Judge Cogan.
COGAN, District Judge:
Kevin Stout appeals the dismissal of his putative class action against FreeScore, LLC (" FreeScore" ), under the Credit Repair Organizations Act, 15 U.S.C. § 1679, et seq. (" CROA" ). In dismissing Stout's claim, the district court concluded that FreeScore is not a " credit repair organization" as defined in the CROA. We hold that FreeScore is a " credit repair organization" for purposes of the CROA, because Freescore, through the representations it made on its website and in its television advertising, offered a service, in return for the payment of money, for the implied purpose of providing advice or assistance to consumers with regard to improving the consumer's credit record, credit history, or credit rating. We therefore reverse the judgment of the district court and remand for further proceedings.
FreeScore is an online " provider of credit scores, reports and consumer credit information." Its website, FreeScore.com, reads, in part:
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